Third rise in 2026. What is it costing you?
The RBA has moved three times since February, and more rises are forecast. Use the calculator to see your potential monthly impact, then find out if you can do better across 40+ lenders.
$256
extra every month on a $550,000 mortgage if rates rise 3 more times this year — on top of what you’re already paying.
Your mortgage impact calculator
See your potential repayment impact
The RBA now meets 8 times a year; decisions can land any month. Move the sliders based on your situation and see what further rises could mean for your budget.
$550,000
3 rises
25 years
Per rise
$85
extra/month
Total monthly impact*
$256
extra/month
Extra over 12 months
$3,076
per year
Potential savings if you refinance ~$172/month
*Based on a principal & interest loan at the current average variable rate of 6.0% (reflecting February and March 2026 RBA hikes). Indicative only - actual impact depends on your lender and loan structure. Results are based on assumptions and are not financial advice.
**Based on the RBA's normal operating procedure for rate rises at 0.25% each.